News For This Month: Resources


News For This Month: Resources

Advantages of Workman’s Comp

There are various benefits enjoyed by employees under workman’s comp. One of the main benefits is medical benefits. This applies the moment an employee is injured during working hours. An employee will enjoy all these benefits until he is cured. These payments are made directly to the healthcare provider. This means the only role of the employee is to follow the doctor’s orders. The physician to offer treatment is sometimes chosen depending on the wishes of the employee. In other cases the physician will be picked by the employer. The workers compensation provider will pay for all medical costs, surgical fees and nursing care expenses. All costs will also be covered if rehabilitation treatment is required. This can greatly benefit an employee that suffers a serious injury. The workman’s comp also covers all the travel expenses an employee will use going to and from the medical facilities.

Another benefit offered under the workman’s comp is indemnity benefits. Injured employees may be unable to work by all means. After the injury the pay is not going to be the same as that of before. In this case their lifestyle may diminish and they may end up losing their income. The extent of injuries is what determines the payment the employee will receive. For example there are those injuries that are meant to recover after a certain period of time. In this case the employee can be assigned light duties when he returns to work.

In this case the employee will enjoy benefits such as lost wages. In this case an employee may end up suffering permanent injuries like loss of an eye. In this case the employee will be paid for years. An employee may also suffer permanent disability that means he cannot return to work. In this case the benefits will be paid for medical costs. Other payments are paid within the duration of the disability. This may also apply in a case where the employee is expected to recover but cannot work during that time. These are kind of injuries that require bed rest or hospitalization. The workman’s comp pays all the medical bills and lost wages in this case.

Death benefits are also offered under the workman’s comp. This covers all the funeral expenses and payments to the dependents. Death benefits are enjoyed under specific conditions. In this case the death should have been caused by a work related injury. A request for the death benefits must also be applied within a specific period of time. The dependents of the dead employee are paid according to the law. For instance before the children reach 18 years they will always be compensated. The benefits under the workman’s comp are very beneficial to employees.

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